
DSM Insurance Guy Blog


As a Des Moines business owner, you've invested countless hours building your company. From the East...

Understanding Your Workers Compensation Experience Modifier: A Business Owner's Guide
Think of your Workers Compensation Experience Modifier (E-mod) as your insurance report card. As a D...

Commercial Property Insurance in West Des Moines: A Building Owner's Guide
If you're a building owner in West Des Moines, Waukee, or the greater Des Moines metro area, your co...

What Business Owners Should Know About Workers Compensation Audits in Des Moines
Understanding your workers compensation insurance audit process helps you maintain accurate coverage...

Restaurant Insurance in Iowa: What coverages does my business need?
Running a restaurant is an exciting adventure, but let's not forget about the serious stuff, like in...

Strategies to Lower your Iowa Business Insurance Premiums - Workers Compensation
Iowa businesses face unique challenges and opportunities when it comes to managing workers' compensa...

Strategies to Lower Your Iowa Business Insurance Premiums - General Liability
As an Iowa business owner, it's paramount to shield your enterprise from unforeseen risks and liabil...

Iowa Non Profit Insurance - The 5 Types of Coverage You Need
Operating a non profit in Iowa comes with its unique set of challenges and responsibilities, particu...

Can I Change Insurance Agents? The Iowa AOR Change Hack
Understanding the Agent of Record change, or AOR, is a fundamental component in the insurance landsc...
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